most states require compensation by repair and money for diminished value. get lots of repair quotes from recommended shops (ask who the mechanics would take their cars to). then get quotes on the value of the truck accident-free vs not by working with your salesman and the used car lots. then stick it to the insurance company using your insurance agent if you must. again, most (if not all) states entitle you to this, but insurance companies wait for you to ask for it. crooked, as always...
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