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Discussion Starter · #1 ·
I'm looking at purchasing a Dodge 2500 hemi for 23.3k sticker is 33.2k.
My question is if I put a down payment of say 10k what should I shoot for on the APR. Credit is spotless.

Thanks for any help.

Great site!
 

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Check and see what you can get pre-approved for through your local credit union or bank. Then see what the dealer can get for you and negotiate it.

When I bought my truck my credit union offered me 5.5%, and they told me that if anyone beat it they would match it. The dealer found me a rate of 4.9%, and I took it.

Then a month later my bank offered to refinance it @ 3.4%. So I made one payment on the 4.9 loan then refinance right away with my credit union.
 

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I think Dodge offers another $1000 off if you finance through them

All you have to do is make 4 payments and then you can pay it off by refinancing with someone else
 

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Check with the dealer, right now in my area all DC dealer have 0% on deals, the screwy thing I just encountered was a $2,500.00 rebate and 5% or a $2,0000.00 rebate and 0%

Bob
 
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